Why is FL Flood Insurance a Separate Policy?

If you ask anyone at a Florida insurance agency to tell you about home insurance, they would probably mention that it does not cover floods. Why might this be something they mention? Because many home insurance policy holders still think that floods are one of the perils covered under their home insurance. Here at Dennis […]

Read More

7 Florida Renters Insurance Myths

There are a lot of misconceptions surrounding Florida renters insurance. In order to clear up some of the confusion, here are explanations of the truth behind seven common renters insurance myths: “Renters Insurance is only for people who are renting a house”: Renters insurance will cover people who are renting homes, apartments, condos, and more! […]

Read More



Two Types of Condo Insurance

Any Florida resident knows that condos are popular in our Sunshine state. What you may not know is that insurance for condos can vary, and it is important to know the difference so that you can protect both yourself and your belongings. When looking to invest in Condo insurance, FL residents should make sure to […]

Read More


Is Big Brother Watching You Drive?

There is nothing more American than the automobile and the freedom it brings.  A given fact of America over the last several decades has been how in love Americans are with their vehicles.  There may be several reasons for wanting a car, but the flexibility and freedom a car provides is obviously one of the […]

Read More

Traveling with Jewelry? Are You Properly Insured?

Summer is quickly approaching and many people will be heading off to have fun…or to see their relatives. Whether you’re having fun or visiting family (hopefully that’s fun too), chances are you’ll be bringing some jewelry along. Jewelry is often one of the most overlooked insurance issues. Many people don’t have the right coverage and […]

Read More

Don’t get wiped out from a flood…

Did you know that a homeowners insurance policy will not coverage damage from flooding? Standard property policies including but not limited to homeowners policies, dwelling policies, or commercial property insurance policies exclude coverage for flooding events. Flood insurance is something that everyone should consider. Did you know that about 25% of all floods occur in […]

Read More

Sinkhole Coverage

All too often our agency hears someone refer to sinkholes as a mythical type event that is so uncommon and unheard of that you are basically throwing away your money to have sinkhole coverage on your policy. Sinkholes really are possible and sinkhole coverage is something that everyone should consider. Standard property policies in Florida […]

Read More